Advanced Financial Planning Offerings
Scope of financial planning & advice services
Investments
- Portfolio reviews & investment advice
- Asset allocation & rebalancing strategies
- Risk tolerance
- Dollar cost averaging strategies
- Concentrated stock positions solutions
- Withdrawal strategies
- Stock option analysis
- Alternative investment strategies
Cash Flow
- Contributions & savings strategies
- Income & expenses analysis
- Emergency funding
- Debt management
- Large purchase funding
- Lending & financing analysis
- Advanced strategies for irregular cash flow
Retirement
- Retirement outlook & timing analysis
- Retirement plan contributions
- Retirement income strategies
- Social security optimization
- Medicare analysis
- Stress testing
- RMD planning & execution
Insurance & Risk Protection
- Review existing policies
- Life & long-term care insurance needs analysis
- Health care planning
- Disability needs analysis
- Property & casualty analysis
- Creditor protection
- Complex insurance trust strategies
Income Tax
- Portfolio gain/loss review
- Tax optimal withdrawal strategies
- Roth conversion strategies
- 1040/1041 analysis
- CPA coordination
- Passive income analysis
- Business/Real estate purchase & sale analysis
- 1031 exchange analysis
Estate & Charity
- Beneficiary audit
- Guidance for basic estate documents
- Detailed estate flow analysis
- Charitable gifting strategies
- Estate attorney coordination
- Estate tax mitigation strategies
- Private foundations and endowments
- Generational transfer planning
Family Wealth
- Net worth statement
- College education planning
- Gifting strategies
- Lifestyle change & relocation analysis
- Caring for aging parents
- What-if scenarios
- Special needs planning
- Family financial counseling & education
Business
- Self-employed income planning
- Self-employed retirement plan selection
- Entity structuring & asset titling review
- Buy/sell agreement analysis & business use of insurance strategies
- Business cash flow & debt restructuring analysis
- Business transition options & timing analysis
