My Mission How I Work I believe that there is essentially one binary question at retirement: is your money going to outlive you or are you going to outlive your money?My mission is to help make sure you do not outlive your money in retirement. I do this by helping you establish your goals, plan, and portfolio.My mission is not to "sell" you products. Rather, like a doctor, I am here to prescribe you the best course of action in order to help you pursue your most cherished financial objectives. I accomplish this by continuously working with you on your financial plan and seeking that your investment portfolio is always acting as a servant of your plan. I also work with you to help focus that your retirement income keeps pace with your spending and inflation. Without a plan, I fear most investors are doomed to running out of money in retirement. I pride myself on making this as simple and uncomplicated as possible. I look forward to working with you to plan your financial future. Principles and practices Our working relationship is guided by three main principles and carried out through three main practices.PrinciplesFaithPatienceDisciplinePracticesAsset allocationDiversificationRebalancingThere is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs. All investing involves risk including loss of principal. No strategy assures success or protects against loss. Optimism is the only realism. The Cycle of Investing Understanding the cycle of investing may help you avoid easy pitfalls. What’s Your Investment IQ? You make decisions for your portfolio, but how much do you really know about the products you buy? Try this quiz Have a Question? Name Email Address Phone Question Thank you! Oops!