Broker Check

Frequently Asked Questions

Answers to some of the most commonly asked questions.

Here are some of the more frequent questions I receive about my practice and its services. If you have additional questions, reach out!

Where do you work?

I maintain a physical office in the Chicago suburb of Naperville, though I am proud to say that I have a nationwide practice. In fact, one of my favorite parts about my work is that I get to travel to meet with clients outside my area. Give me an excuse to come see you! 

Who do you serve?

The short answer is anyone who is looking to develop a financial plan to better assist with pursuing the goals that require money. I have a diverse clientele that spans all sorts of different industries and walks of life. A more in-depth answer can be found here.

What are your account minimums?

That depends on the type of service being rendered. Asset management starts at $10,000 depending on the program. Please reference each program for their minimums. There is no minimum for transaction-based brokerage account. Mutual fund accounts and 529 plans may have a nominal minimum investment. For financial planning, there is no account minimum. 

What are the costs?

The costs vary depending on the program or services being performed. More info may be obtained here.

Do I have to invest money with you to work with you?

No, you are not required to invest to gain access to services. That is precisely why the Financial Planning Services are separate from Asset Management Services. In many cases, some people's only investment dollars are at a workplace retirement plan or they prefer to trade themselves. That does not prevent us from working together. 

Where are my investments held in custody?

In general, your accounts are kept in custody at Pershing LLC, a subsidiary of the Bank of New York Mellon. If you are participating in the 401(k) Brokerage Management, your assets will be held inside the brokerage account established for you, typically Fidelity or Charles Schwab. Occasionally, accounts may be held directly with a mutual fund family, especially in the case of 529 college savings programs. 

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