Complimentary Services Do you have questions about financial services but are not sure if you are ready to engage in a professional relationship? The following initial services are provided at no cost or obligation:Current investment portfolio review.Current life, disability, & long term care insurance policy review.Insurance needs analysis.College and higher education planning needs analysis.Savings needs analysis.Second opinion of current financial plan.There are no costs associated with the above initial services. You will receive a written report and analysis and are free to use it as you see fit. If a recommendation is provided, and you agree to implement it, commissions or asset management fees may apply. Have a Question? Name Email Address Phone Question Thank you! Oops!